Sfx Funded Review: Can Traders Succeed Under These Rules?

This SFX Funded Review looks at how a multi-asset prop firm serves traders who want freedom across markets without losing sight of risk and payout discipline. For many funded traders, the structure of loss limits, the timing of the first payout, and how profit splits evolve matter more than a long menu of account sizes.

SFX Funded is a Dubai-based proprietary trading firm launched in mid-2023. Participation is subject to jurisdictional restrictions, and the firm does not publish a definitive public list of banned countries; eligibility is typically confirmed during signup and onboarding.

Here, we examine how SFX Funded operates in practice and whether its framework fits traders seeking flexible time horizons while keeping risk guardrails intact.

• Founder: Husam Samy.
• Platforms: MetaTrader 5, MatchTrader.
• Programs: One-Step, Two-Step, Instant Funding.
• Maximum Allocation: Up to $3,200,000.
• Profit Split: Up to 100%.
• Payout Frequency: On-demand or bi-weekly.

The firm offers three funding paths with no time limits in any phase of the evaluation or funded stages. The One-Step program uses a single evaluation before funding, the Two-Step program requires two evaluation phases, and Instant Funding provides a live account without an evaluation but follows its own payout cadence.

A single evaluation triggers access to a funded account.

For a $100,000 One-Step account, the fee is shown during checkout and may vary based on add-ons, discounts, or promotions rather than a single fixed public price.

After funding, there is no profit target, allowing traders to emphasize consistency.

Two evaluation phases must be completed before funding.

• Account Range: $7.5K to $180K.
• Time Limits: None.
• Targets: 8% in Phase 1 and 5% in Phase 2.
• Daily Drawdown Cap: 4%.
• Overall Drawdown Limit: 8%.
• Leverage: 1:30.
• Profit Split: Up to 100% at the funded stage.

For a $100,000 Two-Step account, pricing is typically provided at checkout and can change based on selected options and any active promotions.

Live capital access is provided without any evaluation.

• Account Range: $5K to $250K.
• Time Limits: None.
• Profit Target: None.
• Daily Drawdown Cap: 3%.
• Overall Drawdown Limit: 6%.
• Leverage: 1:30.
• Profit Split: Up to 100%.
• Payout Timing: Bi-weekly.

For a $100,000 Instant Funding account, the cost is generally determined at purchase and can depend on the specific plan configuration and add-ons selected.

The trading firm supports several major asset classes for funded trading.

Commission specifics are not fully published, but live spreads are visible in the platform. Leverage is advertised at 1:30 at the account level, but instrument-level margin and effective leverage can vary by symbol; the platform’s contract specifications are the most direct reference for forex, commodities, indices, and cryptocurrencies. Overnight holding is allowed, subject to normal market hours and liquidity.

The firm runs an active scaling framework that varies by program type.

For One-Step and Two-Step evaluation accounts:

• Generate at least 10% profit within a three-month window.
• End at least two of those months in profit.
• Complete a minimum of two payouts.
• Scale up by as much as 50% per cycle.
• Allocation ceiling set at $1.25 million.
• At maximum scale, the profit split rises to 100%.

For Instant Funding accounts:

• The same eligibility rules apply.
• Scale up to 100% per cycle.
• Allocation ceiling set at $3.2 million.

Overall, the SFX Funded scaling plan is built to reward consistency and long-term profitability.

The firm uses a staged payout system designed to balance early access with risk control. In practice, the percentage you receive depends on the payout type and account progression: the standard split is higher than the first on-demand payout split, and the split can improve as the account scales and hits higher performance tiers.

• Standard Profit Split: 80%.
• First On-Demand Payout: Available after 3 trading days once 3% profit and SFX Stability Index criteria are met.
• First On-Demand Split: 40%.
• Subsequent Payouts: Every 14 business days (bi-weekly).
• Optional Add-On: 7-day payout access.

Payouts can be sent via bank wire or cryptocurrency. The firm does not publish a fixed, universal minimum withdrawal amount, and the minimum payout threshold may depend on the payout method selected in the withdrawal interface. Supported cryptocurrencies and any payout fees are typically shown inside the dashboard at the time of request rather than listed as a static public set. Approved requests are processed within 48 hours, or a compensation policy applies. This is the SFX Funded payout structure in practice.

Risk controls and payout timing matter most when they are consistent: clear drawdown rules help protect the account, while predictable payout access helps traders plan around variance.

The firm enforces clear behavioral standards and strategy limitations to protect its capital.

• Allowed trading practices: Manual execution and discretionary strategies. Overnight holding. Risk-management expert advisors only. Account resets available via add-ons.
• Prohibited trading practices: Copy trading or mirroring signal services. Virtual private network or virtual private server usage. Martingale or grid tactics. Arbitrage, latency exploits, or high-frequency trading. Tick scalping and ultra-fast execution. Account sharing or third-party access. Group coordination or collusive trading. Automated strategy execution systems.

• Key strengths: The main benefits are reflected in the program structures, scaling framework, time-limit policy, and payout scheduling described above.
• Potential drawbacks: The main limitations come from the strategy restrictions, payout tiering, and rule-compliance requirements described above.

This prop firm is well suited to traders who value flexible time limits, meaningful scaling, and the option for an early first payout, and whose approach fits within the firm’s execution and risk rules.

Traders who need fewer constraints around how trades are executed or managed, or who require a full split on the very first payout type, may prefer a different structure.

Overall, this review finds a structured prop trading environment emphasizing risk discipline, scalable growth, and flexible payouts. The combination of unlimited time, early access to profits, and high allocation caps differentiates it from more rigid, time-boxed evaluations.

Can you realistically make money with SFX Funded? It can be realistic for traders with a repeatable edge who can stay inside the drawdown limits and adapt to the staged payout model. Take-home results are shaped by the split tier you qualify for, the first on-demand payout mechanics, and how consistently you can produce returns without breaching daily or overall loss rules.

That said, the rule set will not fit every trading style. Prospective funded traders should assess whether the firm’s constraints align with their execution preferences and long-term goals.

Below are common trader-focused questions about SFX Funded.

Does SFX Funded offer on-demand payouts? Yes. Traders can request on-demand payouts once initial profit and stability conditions are satisfied.

Are expert advisors allowed at SFX Funded? Only trade or risk-management expert advisors are allowed; strategy automation is prohibited.

Is there a scaling plan at SFX Funded? Yes. Accounts can scale up to $3.2 million based on performance and payout history.

Can traders hold positions overnight? Yes, provided normal market conditions and hours are observed.

Are virtual private networks or virtual private servers allowed? No, both virtual private network and virtual private server usage are strictly prohibited.