Ment Funding Review: 2026 Deep Dive Into This Prop Trading Firm

Chasing outsized returns is common, but many traders lack the capital to scale. Proprietary trading programs bridge that gap by offering funded accounts so traders can operate without risking personal cash. This Ment Funding review explains how one prop firm structures capital access, rules, and payouts.

Ment Funding is a prop trading firm with revenue shares up to 90%. New users start at a 75% payout, with optional paid upgrades that can lift the split to 90%; these upgrades are an added cost on top of the initial program fee. The site does not consistently publish a clear payout schedule or a complete list of withdrawal methods, so confirm payout timing and available payout rails with support before purchasing.

Account sizes are geared toward medium and larger balances. Tradable instruments are limited to:

• Forex pairs.
• Equity indices.
• Cryptocurrencies.

In this analysis, we cover safety, markets, funding structure, rules, platforms, fees, support, and other essentials.

Compared with many competing prop firms, Ment Funding’s main advantages tend to be its one-step evaluation format, the availability of profit-split upgrades, and the ability to scale after consistent results. Key disadvantages versus broader, more established competitors can include limited market variety, stricter risk limits, and less third-party transparency about operations and payouts.

Evaluating prop firm safety is crucial yet challenging. A notable gap is the absence of crowd-sourced feedback on Forex Peace Army, which reduces transparency and makes independent due diligence harder.

The firm launched in 2021 and previously referenced a relationship with the regulated broker Eightcap. At present, Ment Funding states it cannot provide details related to MetaTrader 5, which may indicate licensing or permissions issues. Traders should proceed carefully and verify broker arrangements.

Key risk areas to weigh include unclear regulatory status (most prop firms are not regulated like brokers), limited independent verification of operations, and reliance on third-party providers for onboarding and trading access. Refund terms are not clearly standardized in public materials, so assume fees are nonrefundable unless the firm confirms otherwise in writing.

Before paying any evaluation fee, verify who the executing broker is, which entity controls order routing, and what written rules govern disputes, refunds, and payout approvals.

Ment Funding (sometimes referred to as MentFX by traders) does not publish an official challenge pass rate, and there is no audited statistic that reliably estimates how many accounts reach funding. Likewise, there is no publicly verifiable dataset of payout totals or post-funding profitability; any payout screenshots or testimonials you see should be treated as anecdotal unless independently verified.

The market menu is narrow, and leverage is conservative, capped at 1:20 overall, with 1:20 on currency pairs, 1:2 on digital assets, and 1:10 on stock indexes.

The maximum lot sizes are limited as follows:

Overall instrument variety is modest, which may not suit traders seeking broader market coverage.

The firm runs a single funded-account challenge model, with account sizes from larger entry tiers up to seven figures. There are no smaller starter tiers, so the program is oriented toward traders with prior prop experience.

Funding is geared to medium and larger accounts. The standalone maximum has been revised to $1 million (previously $2 million), while the long-term ceiling via scaling is $5 million.

All challenges follow a one-step evaluation. Hitting a 10% profit target within the rules earns a live funded account.

A scaling path allows growth to $5 million for consistent performance. Traders on smaller balances can request scaling by emailing support after reaching the profit objective.

Available evaluation sizes include:

• $25,000.
• $50,000.
• $100,000.
• $200,000.
• $400,000.
• $1,000,000.

After meeting the target without rule violations, traders receive identity-verification and contract paperwork via Deel. Completing this step grants access to a live account in real market conditions.

Risk parameters are strict: a 6% overall drawdown limit and a 5% daily loss cap. Such constraints can be challenging for swing or trend-following strategies.

There are no minimum trading days. A stop-loss is mandatory; if omitted, the position is auto-closed (soft breach) and trading may continue. All positions must be closed by 3:45 p.m. Eastern time on Friday; remaining trades are closed automatically (also a soft breach). At least one trade is required every 30 days; inactivity is a hard breach.

Expert advisors and hedging are permitted. However, other conditions (such as restrictions on news trading, copy trading, or certain high-frequency tactics) are not consistently spelled out in the public summary, so confirm any strategy-specific limitations directly with support before trading.

Ment Funding uses a single-step model with one-time purchase fees. Although the website advertises discounts, pricing appears largely unchanged over the past year, suggesting these are standard rates rather than limited-time sales.

One-time fees start at $250 and may reach $15,000 for the $2,000,000 level:

For clarity, the listed one-time cost for the 100k challenge is $750. Any additional charges (such as payment processing fees or applicable taxes) are not clearly specified in the public pricing summary and may depend on your payment method and location.

Five-million-dollar accounts are not available by default and require scaling. The firm states it can double account size after at least one successful withdrawal, provided the trader logs six consecutive months with a maximum drawdown under 4%, at least three of those months above 3% profit, and a cumulative gain of 10% or more. There is no free reset; breaching hard rules means paying the fee again. No free trial is offered—access begins after the fee is paid.

Platform choice matters. The firm lists the following platforms, though it appears cautious about explicitly using certain MetaTrader branding on-site, which may reflect permissions concerns:

• DXTrade. Built with prop workflows in mind, but typically offers fewer customization options than the MetaTrader and cTrader ecosystems.
• cTrader. A robust option for charting and execution, with support for advanced tools and automation depending on setup.
• MT4. A widely used MetaTrader version for currency-focused trading, known for its indicator ecosystem and automation support.
• MT5. A newer MetaTrader version with expanded features versus MT4, but access can depend on licensing and broker permissions.

Mobile apps are available across the supported platforms, enabling on-the-go execution. Strategy support is broad, including approaches that rely on custom indicators or algorithmic trading.

Ment Funding provides courses focused on prop trading strategies. Their effectiveness is unverified, and there are no additional tools, webinars, or platform-training videos.

Support is available via email and live chat, but chat runs through Discord, requiring separate installation and an account. There is no native site widget, and service is available in English only.

Is Ment Funding a Safe Prop Firm to Try?

The company has referenced ties to a regulated broker, but the lack of extensive, independent trader reviews leaves safety and reliability difficult to gauge.

What Is the Minimum Fee for Ment Funding?

The entry fee starts at $250 for the 25k funded account challenge.