For many U.S. customers, Chime operates as a mobile-first fintech that emphasizes an app experience and a debit card. Plenty of cryptocurrency newcomers and veterans alike wonder whether that card can be used to buy BTC on a crypto trading platform.
As things stand, direct Chime payments are not processed on . Still, eligible users can buy BTC and other cryptocurrency through a broad set of supported, regulated options offered by the exchange.
Upon successful registration and verification, every person receives a free wallet, which can be used to buy, sell, convert, hold, and trade Bitcoin. In authorized jurisdictions, advanced participants may also access margin features with up to 20x leverage.
The sections below outline how Chime typically works with a cryptocurrency exchange, what to expect when trying to purchase bitcoin using it, and which safer alternatives exist within the ecosystem right now.
Can You Use a Chime Debit Card to Buy Bitcoin?
Because transactions initiated via Chime aren’t handled by , linking a Chime debit card to acquire BTC on this platform isn’t possible. Where another cryptocurrency exchange supports Chime, the process usually mirrors paying with a standard card issued by your bank.
- Create an account at a platform that lists Chime as a supported option.
- Choose BTC as the asset you intend to buy.
- Provide the card number, expiration date, and security code from your Chime debit card.
- Approve the charge and receive the credited bitcoin.
Note: Not every exchange integrates Chime, and availability can differ by country or region.
Buy Bitcoin at : Step-by-Step Guide
Even without Chime, there are several ways to buy crypto on suitable for first-timers and experienced traders. For maximum convenience, Instant Buy is often the quickest route. Before placing an order, it may help to check the current BTC rate and active pairs on the price page.
Step 1 — Create Your Account. Visit the site, select Register, enter your email, set a strong password, and finalize the sign-up by confirming the message sent to your inbox on .
Step 2 — Verify Your Identity (KYC). To enable crypto purchases and deposits on , complete identity checks by submitting the required items below.
- A government-issued document such as a passport, driver’s license, or national ID.
- A selfie or a brief video capture to match your identity.
- Your residential address along with proof, for example a bank statement or utility bill.
This verification follows compliance standards and increases the security of your account.
Step 3 — Sign In and Open Instant Buy. After logging in, navigate from the dashboard or Products to Instant Buy, then follow the prompts:
- Select a fiat currency like USD, EUR, or GBP.
- Enter the amount you plan to spend.
- Pick BTC from the list of available assets.
- Press Buy Crypto Instantly to proceed.
Step 4 — Choose a Payment Method. On Add Funds, open Select Payment Method and decide whether to pay with a credit or debit card, a bank transfer, or Apple Pay/Google Pay. Provide the necessary payment details to continue.
Step 5 — Confirm and Receive BTC. Review the quoted fees and the bitcoin amount to be credited, complete the on-screen steps, and see your coins arrive in your free wallet shortly after.
Payment Methods You Can Use on
Since Chime is not supported, offers multiple alternatives you can use to buy crypto on the platform.
Buy Bitcoin With Google Pay (mobile app):
- Sign in using the app on your mobile device.
- Tap Buy from the main screen.
- Select BTC as the cryptocurrency.
- Enter a fiat amount to preview the BTC you’ll receive.
- Choose Buy Crypto with Google Pay.
- Link your Google Pay account to the app.
- Confirm the purchase to finalize.
Buy Bitcoin With Apple Pay:
- On the mobile app — follow the same flow as above and choose Buy Crypto with Apple Pay.
- On the web — open Instant Buy, select Apple Pay, scan the QR code with your iPhone, and approve the payment in Apple Wallet.
Buy Crypto With a Bank Account:
- Log in and go to Wallet to manage balances.
- Pick BTC and choose Add Funds to continue.
- Select Bank Transfer (SEPA, SWIFT, or Faster Payments, depending on your region).
- Copy the provided banking information carefully.
- Paste the details into your online banking and send the transfer.
After processing is complete, the funds will be credited and can be used to purchase bitcoin via the exchange.
Full List of Supported Payment Methods
also supports the following options for funding:
- Global card networks — Visa and Mastercard (credit and debit card support).
- Peer-to-peer wallet in the US — Venmo for quick transfers.
- US-only online payments — PayPal for domestic users.
- Money transfers and competitive rates — Wise multi-currency accounts.
- Prepaid and e-wallet option — Skrill for digital payments.
- Digital wallet for spending — Neteller with virtual card tools.
- Credit card brand — Discover accepted on select cards.
- Cash-to-digital corridor — MoneyGram retail agent network.
- Multi-currency app — Revolut for flexible funding.
- Online payment processor — Epay for global settlements.
Disclaimer: Availability of each payment method depends on your country of residence; check your account dashboard for the latest options supports and offers.
